Adjust each category to build a personalized estimate. Toggle between an agency-assisted and an independent journey to see how the range shifts.
These are general estimates based on aggregated industry research — not quotes from any specific agency, clinic, or provider. Actual costs depend on your specific situation, provider, and location.
Your adjusted estimate: $201,000, based on the values set below.
Base compensation plus allowances; typically the largest single expense. Some states only permit altruistic (unpaid, expenses-only) surrogacy. Varies by state tier — see below.
Costs in this category vary by state — see the state legal guide →
Covers matching, screening coordination, case management, and support. Independent matching removes most of this cost but shifts coordination and vetting responsibility onto you — see independent matching safety resources before choosing this path.
Covers embryo transfer, prenatal care, and delivery. Costs rise significantly if donor eggs/sperm or multiple embryo transfer attempts are needed.
Covers separate attorneys for the surrogate and intended parents. Independent arrangements can run slightly higher since there's no agency legal coordination to streamline the process.
Costs in this category vary by state — see the state legal guide →
A neutral third party manages fund disbursement to the surrogate according to the agreement's terms. Recommended regardless of bundle.
Often the most underestimated cost. Needed if the surrogate's existing plan excludes surrogacy pregnancies. See the insurance guide for details.
Covers travel for appointments, matching meetings, or the birth itself, especially if the surrogate and intended parents live in different states.
